Showing posts with label Dave Ramsey. Show all posts
Showing posts with label Dave Ramsey. Show all posts

Wednesday, June 5, 2013

Book Review: The Total Money Makeover


Disclaimer:  All books and/or items that I review were bought with my own money unless stated otherwise.  I am not being paid to endorse any product or service that I review.  These reviews are based off of my experience and my experience only unless otherwise stated.  So now that I have that out of the way let's get into this book.



This guy is so cool.
(My Personal Background)
After months of worrying about my financial stability, I finally decided to take action and it all began with Google.  Yep, my long-time friend with whom I've discovered many unique and interesting tidbits while exploring the outer regions of boredom.  I typed in 'financial well-being' and of course good old Suze (Suze Orman for those who just came out from under their rocks) and this other fellow Dave Ramsey popped up.  Well I've heard of his radio show (never listened, yikes!) and he seemed to know enough so I sauntered over to his website daveramsey.com where I spent the rest of my day learning all sorts of useful information including the fact the he wrote a book...The Total Money Makeover.  Well it doesn't take much to convince me so I bought the book on Amazon (for download on Kindle).

(Actual Review & Gushing)
 Let me start out with THIS BOOK IS AWESOME!  Not only does it let you know how to gain your financial footing but it gives you a plan to do it.  There are steps, but not the normal crappy teeny baby steps that leave you feeling like you could have had a V8 instead...nope these steps (after completing of course) leave you feeling like you getting out of debt is simple and he explains that it is, but it is also uncomfortable.  You're going to have to give up old money habits and adopt new ones and by now we all know change is uncomfortable.  Nevertheless I love this book.  It includes success stories, helpful quotes, and financial advice that you can really use.  Dave Ramsey has been through what he's teaching and knows what he is talking about.  He didn't just learn a bunch of principles then spit them out at us expecting that we understand.  He went from bankruptcy to where he is now, he lived what he is teaching.  I would recommend this book to everyone.  It is awesome and I realize that I am a little late reading this book but it was worth it.  The information that he gives is absolutely still relevant and everyone should have a copy.  The Total Money Makeover is what you need if your financial situation is looking pretty bad (let's cut the crap you're in some deep mess) and you desire to reach financial security.  I plan to read his other books, listen to his radio show, and if my boss doesn't mind I'd like to spend 3-4 hours of my workday on his website (I'm joking). Thank you Mr. Ramsey.

Financial stability, not just the ability to buy nice things, is my ultimate goal and I feel as though this book is as good a place as any to start.  I will begin my makeover now and I hope that this book can inspire others like me to do the same.  Thanks for reading!